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Sep 13
Big "I" Markets/Coalition Cyber Webinar Series Kick-Off & Refresher

​Join us and Coalition for a "Selling Cyber " Webinar on September 20, 11 am PT/2 pm ET

Please join Big "I" Markets and Coalition for a live webinar for information and resources to help build your cyber insurance sales advantage.Cyber risk is complex, and cyber insurance has continuously evolved to help protect businesses of all shapes and sizes. Because of the dynamic risk landscape and market, this can present challenges when offering cyber insurance to clients. The webinar, “Big 'I' Markets/Coalition Cyber Webinar Series Kick-Off & Refresher," will arm you with the information and resources you need to confidently advise your clients on the value and benefits of cyber insurance. After attending this webinar, you will be able to:

  • Identify the differences between Coalition's coverage forms, including the newly launched CIC policy.
  • Explain how Coalition's active insurance process helps protect clients from cyber risk.
  • Use the Coalition Risk Assessment (CRA) as a sales tool for new and existing clients.
  • Access incident response and claims resources in the event your client experiences a cyber claim or incident.

This webinar is open to all Big “I" members. Coalition's products can be accessed through Big “I" Markets, the exclusive market access program for Big “I" members. There are no volume commitments, no fee to sign up for Big “I" Markets, and your agency maintains ownership of expirations.After logging in to Big “I" Markets, select Cyber Insurance – Coalition, and click Request A Quote to access your Coalition quoting and resource platform.  Questions? Contact Christy Hammond, Big “I" Markets cyber program manager.


Sep 08
BIGiOK's Education Department Wins a Prestigious National Award.

We are truly humbled to announce today as the representative of the Big I Oklahoma, we are the proud recipient of the 2023 Spirit of Education Award from the Independent Insurance Agents & Brokers of America, Inc at their annual award luncheon in Grand Rapids, Michigan on September 8, 2023. This recognition is a testament to our unwavering commitment to education, and I want to express my heartfelt gratitude for your support and congratulations.

The Spirit of Education Award, crafted by the Big "I" Education and Research Department, holds a special place in our hearts. It was designed to honor those who work closely with the national association, dedicating themselves to providing high-quality education to our members across diverse platforms. It symbolizes the profound contribution of time, energy, expertise, and patience required to make an education program truly successful. There are countless unsung heroes in our community, and we hold each one of you in high regard. Previous award recipients, such as Becky McCormack, Shannon Gorman, IIA of New Jersey, Sharon Koches, and Patty Padon, have set a remarkable precedent.

This year, the award was bestowed upon our state association, recognizing our collaborative efforts with other states to support their education programs. We firmly believe in the power of mentorship and are elated to have achieved Diamond Status for the ninth time this year. This recognition reflects our deep-seated commitment to education and empowerment.

Let me take a moment to highlight some of the reasons behind this honor:

1.     Collaboration: We have partnered with other state associations to offer CIC & CISR classes to multiple states, fostering an environment of shared education ideas and unwavering support.

2.     Excellence in Management: Our association manages five departments with a can-do attitude, innovative thinking, and an unwavering dedication to our cause. This commitment led to our receipt of the Membership and Young Agents Liaison Award, an achievement that showcases our unstoppable drive.

3.     Volunteerism: Our dedicated staff serves as volunteer faculty for the Ask an Expert Service, going above and beyond to support our education community. We have also enthusiastically volunteered to lead sessions at Education Convocation, including the Excellence in Education session for the past two consecutive years, setting a standard of excellence.

4.     Dynamic Leadership: At the helm of our association is a President and CEO who tirelessly champions for our members, serving as an unrelenting advocate for our shared belief in the transformative power of education. Their dynamic leadership has been instrumental in our journey.

In closing, I want to reiterate our profound appreciation for this honor and for all of you who have supported us along the way. We are deeply committed to advancing education and empowerment in our community, and we are excited about the future possibilities that lie ahead. Let us continue to collaborate, learn from each other, and inspire positive change through education.

Aug 28
Heading Towards the Starting Line: Watch for Upcoming MyNetwork Webcasts Soon!

As you likely know by now, Season 9 of MyNetwork (like the weather in Oklahoma right now) is coming in HOT! With two new master facilitators, new and remembered faces rolling in, and new content, we can hardly wait to hit the ground running with a wholllle lot of IMPACT in October.​


To get a taste of some of the styles, threads of connection, and what MyNetwork is all about, the facilitators of some of our newer groups (Amie Haar and Tom Baker) have agreed to host a couple of webcasts (oh, and did we say “free?!") just for YOU and anyone you might think could benefit from some great energy and great topics this month.

Final details are coming together, so be on the lookout for more information, registration links, and more.

We can't wait to “see you" there!

To learn more about MyNetwork and how you can find a virtual table that's right for you visit our website or contact us using THIS FORM.

Wanna take a “Test Drive" in the meantime? Click on the image below.

By: Sara Bradshaw-Ray, CIC, CKC - Senior Vice President of Strategic Initiatives, BIGiOK  (8-7-3-2)

Aug 28
MutualAid eXchange Update

Dear BIGiOK Member,

As most of you are now aware, MutualAid eXchange (“MAX”) was placed into liquidation on Aug. 22, 2023. We want to share some updated information with members, offer guidance in communicating with customers that may be impacted, and relay some E&O risk management considerations. ​

Because MAX has been placed in liquidation, the Oklahoma Property & Casualty Insurance Guaranty Association will assume the processing of all covered claims in accordance with policy language and Oklahoma Statutes. MAX will not renew any policies effective immediately. If your clients have a policy with MAX, coverage must be placed elsewhere. Unearned premiums may also be eligible from the Guaranty Association. You can find more information about it at Here is a Sample Letter (for download) that can be used in communicating with policyholders.

 E&O Risk Management Considerations

A carrier being placed into rehabilitation and/or liquidation can pose an increased E&O risk to your agency. It is extremely important to properly document all conversations you have with your clients (as well as with company personnel) to minimize your E&O exposure. It is key to offer your clients a choice when it comes to handling their policy with a liquidated or rehabbing carrier and this letter clearly provides the choices available to your clients. Some best practices to remember when replacing coverage include determining if any loss exposures have changed, getting signed and updated applications, sharing any changes or reductions in coverage, delivering policies in a timely basis and encouraging policyholders to review their policy upon receipt.

Your Agency’s E&O Coverage

Keep in mind that many agents E&O carriers in the marketplace have insolvency exclusions in their policies. Many of you place your E&O insurance with Swiss Re through the association and we feel it is important to remind you of the insolvency related language included in the policy. 

Section V. E. INSOLVENCY. The financial inability to pay, insolvency, receivership, bankruptcy or liquidation of any insurance company, any Individual Practice Association, Health Maintenance Organization, Preferred Provider Organization, Dental Service Plan, Risk Retention Group, Risk Provider Group, self-insured plan or any pool, syndicate, association, or other combination formed for the purpose of providing insurance, or reinsurance, or any healthcare provider or any reinsurer with which the coverage was placed.
However, this exclusion does not apply if, at the time the coverage was placed with any of the above described entities, such entity or entities were rated by AM Best as B or higher, or alternatively, such entities were member insurers of the state guaranty fund or guaranty association in the state or states of domicile of the subject risk, or such entities were guaranteed by a governmental body or bodies and/or operated by a governmental body or bodies, or the coverage was placed with an insurance carrier through a state established residual market insurance program; or the coverage was placed with a County Mutual or Fraternal reinsured by carriers rated by AM Best as B or higher; or the coverage was placed with an insurance carrier admitted in the state or states of domicile of the subject risk and rated A or higher by Demotech.​

The Swiss Re insolvency exclusion does not apply if at the time of placement, the carrier had an AM Best rating of B or higher or is a member of the state guaranty fund or guaranty association; or rated A or higher by Demotech at the time of placement. This is something you should be aware of as you move forward with moving customers to a new carrier, particularly if utilizing a surplus lines carrier with a rating below B. If you are not with Swiss Re, we are happy review your current E&O policy and how coverage may be impacted by rehabilitation or carrier insolvencies.


Should you have further questions, please contact us at

Aug 28
Strategy: The Blueprints of Business

Clear Vision 

In the dynamic and competitive landscape of business, the concept of strategy stands as a guiding light for companies striving to achieve sustainable success. A well-defined and effectively executed strategy serves as the compass that not only helps businesses navigate uncertainty, it also positions these same businesses to make informed decisions, allocate resources wisely, and create a distinctive edge on the market.

Our Strategic Assessment is a powerful resource meticulously crafted to propel your organization to new heights by evaluating and harnessing your existing strengths and opportunities. This comprehensive analysis acts as a compass, guiding you toward a clear understanding of your agency's landscape, and empowering you to leverage your advantages for maximum impact. Simultaneously, it serves as a keen eye, uncovering potential areas of weakness or threats that could jeopardize your future success. With our expert guidance and in-depth insights gained from this assessment, you can confidently navigate the ever-changing business landscape, strategically capitalizing on your strengths, mitigating risks, and charting a course toward sustainable growth and continued prosperity.


Strategy emerges as a steady pillar that supports growth, innovation, and sustainability. It is the blueprint that guides businesses towards desired outcomes, adapting, differentiating, and excelling in a rapidly changing environment. Getting started can be overwhelming, but laying that foundation is the first step.

At BIGiOK Consulting, we want to help you do just that.Looking for more resources on strategy? CLICK HERE!

Interested in talking live? CLICK HERE to schedule a free 30-minute consultation with a member of our BIGiOK Consulting team.


By: Sara Bradshaw-Ray, CIC, CKC - Senior Vice President of Strategic Initiatives, BIGiOK (8-7-3-2)

Aug 23
Just the Facts (Finders): How Knowing & Leveraging Your Fact Finder Strength Makes a Difference


Where are my fact finders at???
Have you ever noticed a need to gather (and share) more information?
Are you someone who finds a deep importance in documenting strategies, simplifying and clarifying options, and having a knack for detail and complexity?

Me. Too.

My Fact Finder strength is where I initiate or start literally everything I do - whether it's shopping for a new car, organizing my garage, even online shopping -- I approach each one with facts.

The key word for this strength is "Specify."

I'm all about the research, the specificity and accuracy of the details. I'm your girl for defining objectives, assessing probabilities, defining terms with exactness, providing historical evidence, creating analogies and developing complex strategies. And this is just one of my strengths (stay tuned in future months for more)!

In the meantime, join us on November 14th at 2:00 pm CST for our next virtual Kolbe Strengths workshop, and learn more about YOU!

Some of the facts:

In this workshop, you will…

  • Have the opportunity to take the Kolbe A Index & identify your conative strengths
  • Learn what that means in your everyday life
  •  How to leverage your amazing strengths for greater productivity, effectiveness, satisfaction and fulfillment!
  • What could be better than that?

click here to REGISTER for Nov 14th:​

Have questions now?

Send me an email at and we'll find a time to get together to talk more about how you and your organization can leverage Kolbe!

Want to know more about what else is going on in the education world of BIGiOK?

Visit our website: and click on the “Education" dropdown or  (you'll find an Education Calendar there, too!).

I can hardly wait to see what we uncover with your Kolbe Strengths!


​Author: Sara Bradshaw-Ray, CIC, CKC - Senior Vice President of Strategic Initiatives, BIGiOK (8-7-3-2)

Aug 16
2023 Oklahoma Annual P&C Marketplace Summary

Blog graphicArtboard 1.pngYou are being provided this 2023 Oklahoma Annual P&C Marketplace Summary covering the Oklahoma property and casualty (P&C) insurance marketplace as a benefit of your membership in the BIGiOK.

What follows is a graphic and numeric presentation of the Oklahoma P&C industry data from an independent agent’s perspective.  The data used is the most recently available from A.M. Best Company.  For this Summary that is the annual data for 2022.

This Summary emphasizes direct premiums, direct losses, and the associated direct underwriting results before reinsurance.  Also included is data from nearly 3,000 insurers that are domiciled in the United States, and if they have written premiums in Oklahoma then their data is incorporated.  As independent agents, this is the marketplace experience for the business we place (or compete against) for our clients in Oklahoma.  

This 2023 Oklahoma Annual P&C Marketplace Summary provides you with the following important information on the Oklahoma P&C Marketplace:

  • Premiums for all 32 P&C lines of business in Oklahoma,
  • The Top 10 lines for independent agents,
  • Growth rates,
  • Loss ratios,
  • Penetration rates and trends,
  • Commission rates, and
  • Surplus lines utilization rates.

United States national data on each of the above is also furnished, to give perspective.

For those readers interested in line of business details, a separate page is provided for each of the lines of business that independent agents work with most in Oklahoma.  For each of these lines of business data on premiums, loss and combined ratios, top insurers, surplus lines utilization rates and other facts are provided. 

For detailed information on approaches taken in the research, formulation, and presentation of this 2023 Oklahoma P&C Marketplace Summary, four appendices are provided for the reader. ​

Click here for full report

Jul 26
OID: Earthquake CE No Longer Applicable for Licensees

Bulletin No 5-2023

July 25, 2023

Effective September 1, 2023, the one-hour earthquake continuing education requirement will no longer be applicable for licensees holding a property line of authority. The Earthquake course group will remain intact, with no impact on the currently active courses. The course group will continue to apply towards general continuing education credit for all license types.

For license renewals processed prior to September 1, 2023, completion of the one-hour earthquake coverage requirement will remain mandatory. For license renewals processed after September 1, 2023, continuing education on earthquake coverage will not be required.

Courses that contain information about earthquake coverage will continue to be reviewed under the Earthquake course group indefinitely. 

Questions concerning this bulletin should be directed to the Oklahoma Insurance Department’s Licensing & Education Division at 405-521-3916 or by email at

Redirect to OID bulletin website​

Jul 25
MyNetwork Reaching New Heights for Season 9!

​It's an exciting time at MyNetwork as we approach the launch of Season 9 in October!  With the launch of two new emerging leader tables in Season 8, Amie Haar, master facilitator, and CliftonStrengths coach allowed us to broaden our impact to a previously under-served segment of our industry.  The group synergy was amazing and the individual and personal growth of the table participants simply sky-rocketed.  One of Amie's MyNetworkers, 2-season veteran Kailea McGehee was even honored by The National Alliance as Oklahoma's CSR of the Year because of her own impact in our industry. Congrats Kailea!

To get to know Amie Haar and what she brings to the MyNetwork tables she facilitates and coaches enjoy her bio.​


Amie Haar​​​​​​

Amie is the founder and practice leader of Emerge Consulting.  A Clifton Strengths coach, Amie loves helping others to find their true purpose through individual coaching, team facilitation, and large group training and specializes in the areas of communication, relationship building, core business strategy, and planning in the insurance industry space.  Amie is passionate about many things, including her faith, her family, the power of a good belly laugh, and the way in which the world can thrive by means of education (especially when it comes to us!).

We're also SUPER-excited to announce the enhancement of our leadership table offerings with the addition of Tom Baker, creator, and founder of the Symphony talent management system.  Tom has decades of experience impacting the lives of agency leaders, producers, and staff through the lens of the mindset “Leading People - Managing Things".  Tom will be facilitating and coaching our expanded offerings for mixed-gender groups focused on senior agency leaders and another segment dedicated to the unique and challenging world of the producers in our industry.

To get to know Tom enjoy his bio here and be on the lookout for his introductory webcast in the early fall as well.


Tom’s specialty is strategically identifying strengths and weaknesses in staffing, agency culture, compensation, and workflow to create simple, practical plans for personal and professional growth. During his 20 years as a marriage and family counselor and leadership coach, he discovered getting people to do the "right " thing is neither productive nor practical. Tom brought his counseling model, “Manage processes. Lead people.” to the insurance industry in 2003. Since then, Tom has worked with both independent and captive agencies. He was the Senior Editor of The View, a monthly newsletter with a total readersh​ip of over 8,000 insurance professionals, and a monthly contributor for Agent and Broker magazine from 2006 to 2008. Tom is also the founder of Comp21, introducing the first talent management system for the insurance industry.​

With now 8 seasons in the rear-view mirror, the impact that MyNetwork has had since it's inception is astounding!  Take a look at these stats and see if you don't agree.

As creator and co-founder of MyNetwork, Sara Bradshaw Ray continues to feed her passion for leadership development by inspiring the future growth of this nationwide network of facilitated mastermind groups.  Sara's female leadership tables are predominantly full with a waitlist, but go ahead and apply HERE for membership and we'll do our best to find a table that will be a great fit for you.

Applications for Season 9 tables are now open! Visit our website at to access the application form and secure your spot. We anticipate a high demand for these new tables, so make sure to submit your application promptly. For those who are unable to secure a spot immediately, we are also gathering a waitlist for potential openings at existing tables. Be sure to add your name to the waitlist, as opportunities may arise throughout the season.

As always, MyNetwork remains committed to providing a supportive and enriching environment for all members. Whether you are a seasoned professional or just starting your journey, our mastermind groups offer a unique platform for personal and professional growth. Season 9 promises to be a transformative experience, filled with invaluable connections, meaningful discussions, and actionable insights.

Thank you for your interest in being part of the MyNetwork community. We look forward to embarking on this new season together, empowering each other to reach new heights of success. Visit today to learn more and secure your place at the table.

The BIGiOK MyNetwork Team​

Jul 25
What This Tells You About Me - My MO and Workshop Feature

Just when many of you thought you knew me….here's the rest of the story, the REAL story!  This is my “MO" my mode of operation.  My MO tells you all you need to know about how I do what I do, when I'm free to be myself, where I start my problem-solving, a creative process, and just about everything else that I do in my life all day every day. 

Knowing how I'm hard-wired and what my innate and natural striving strengths make a huge difference in my life, my work - literally everything I do!  It's the foundation for how I communicate what gifts, talents, abilities, and mindset I bring to the table as well as gives me clear objective descriptions of the needs I have when I'm working on a project, problem-solving as well as engaging synergistically with our team.   Talk about taking my productivity, and effectiveness to new heights - it's absolutely liberating to say “yes" confidently and “no" without guilt because I know where my strengths are best utilized for peak performance, not to mention personal fulfillment and satisfaction.

Got strengths awareness envy now?  I bet you do!

Plan now to join us on August 17th, 2:00 - 4:00

and learn how you can unlock your true potential and leverage your strengths in ways you've never imagined.  The full registration includes a Kolbe A Index assessment that will take you about 30 minutes to complete and generates an automatic report and link to an online audio interpretation that you'll thoroughly enjoy listening to prior to the workshop on the 17th. 

Already know your Kolbe MO, but want to learn how to truly leverage your strengths for increased productivity, effectiveness, fulfillment, satisfaction, and team synergy?   Register for the “workshop only" and include your Kolbe MO and you too will be off to the races and the next level of reaching your full potential!

Questions about any of this?  Just holler -​. If it's not already obvious that I love this stuff and I'm passionate because of the impact that discovering and leveraging your innate strengths can have on everyone, then you're not looking! 😊

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