Events

The 2025 ISO Businessowners Program update brings significant changes for agents, adjusters, public adjusters, and their clients. Examine the new BP (00 03 08 24) form, including expanded business eligibility, a broader coverage radius, employee dishonesty recovery changes, and new options for drones, cannabis, auto service risks, and Ordinance or Law coverage. Review important restrictions […]

Beneficiary designations often look like routine paperwork, but they carry powerful legal consequences. When they are outdated, vague, or disconnected from an overall estate plan, they can redirect assets, create family conflict, and expose professionals to liability. Examine real world situations where beneficiary mistakes caused financial loss, litigation, and unexpected outcomes. Learn a practical review […]

Insurance leakage is one of the industry's most expensive hidden challenges, yet many insurance professionals rarely hear the term discussed. Examine premium, claims, and subrogation leakage through the perspectives of consumers, carriers, agents, adjusters, and vendors. Using real-world examples, industry statistics, and practical workflows, explore how everyday decisions can create costly gaps in underwriting, claims […]

A special event can take months to plan and only one unexpected loss to derail. Examine the essential coverage considerations behind weddings, pop-up markets, private gatherings, and other special events. Compare event liability with cancellation and postponement coverage, review wedding claims and vendor failures, and examine liquor liability, dram shop laws, social host exposure, and […]

The 2025 ISO Businessowners Program update brings significant changes for agents, adjusters, public adjusters, and their clients. Examine the new BP (00 03 08 24) form, including expanded business eligibility, a broader coverage radius, employee dishonesty recovery changes, and new options for drones, cannabis, auto service risks, and Ordinance or Law coverage. Review important restrictions […]

As premium volatility and aggressive price-based marketing reshape personal lines insurance, policy switching has become more common than ever. Examine the real risks hidden behind replacement transactions, including coverage gaps, misaligned effective dates, endorsement changes, deductible increases, and claims-made concerns. Explore how rushed quoting and incomplete comparisons can create E&O exposure and ethical challenges tied […]

Uninsured and underinsured motorist coverage can become complicated once a loss moves beyond a straightforward personal auto accident. Connect the coverage dots across pedestrians, bicyclists, company vehicles, employees driving for work, rideshare risks, and other exposures. Examine offset versus enhanced or stacked UIM, Regular Use exclusions, commercial auto decisions, UMPD, and excess UM/UIM. Real-world scenarios […]

A claim that once seemed routine can now result in a multi-million-dollar verdict. Explore the forces driving social inflation, including shifting jury attitudes, attorney advertising, coordinated litigation strategies, and third-party litigation funding. Learn how these trends affect claim severity, underwriting decisions, liability limits, and coverage recommendations. Through real-world examples and practical scenarios gain actionable strategies […]

When clients hear “no-fault,” many assume fault no longer matters. Reality is far more complicated. In this engaging one-hour webinar follow the same auto accident through a traditional tort state with add-on PIP, a classic no-fault state, and a choice no-fault jurisdiction. Compare coverage triggers, litigation thresholds, attorney involvement, and claim outcomes while exploring common […]