BIGiOK

The Institute's Webinar "Risk Financing Redefined: The Captive Advantage"
2026-03-19 12:00 - 13:00 UTC
Captive insurance is transforming how organizations finance risk, offering flexibility, stability, and strategic control. This webinar explains what captives are, why companies build them, and how they fit alongside other risk financing tools. Examine major structures, regulatory scrutiny, ethical challenges, and real scenarios where captives succeeded or stumbled. Explore trends reshaping the captive landscape including emerging risks, innovative reinsurance arrangements, and evolving expectations for governance. Whether evaluating a potential captive or seeking clarity around current market conversations, you’ll gain a grounded, practical understanding of this evolving sector.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "Weathering Change: Mapping the Insurance Impact of Climate Migration"
2026-03-18 10:00 - 11:00
Climate-driven migration is accelerating across the country as floods, fires, heat, and infrastructure stress push people out of high-risk zones and into regions previously considered stable. These shifts are altering capacity, pricing, and claims patterns across personal and commercial lines. Examine where people are moving, why it matters for insurers, and how market mechanics, reinsurance, and regulation respond. Develop practical tools for identifying coverage gaps, communicating with displaced customers, and navigating operational challenges created by rapidly changing population distribution.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "Virtual Care in Workers Comp Claims: Balancing Benefits, Boundaries, and Fraud Prevention"
2026-03-12 10:00 - 11:00
Telehealth is no longer a temporary solution—it’s become a core component of workers’ comp claims management. Understand how virtual care improves access, accelerates return-to-work outcomes, and reduces costs across industries from construction to healthcare. Review common fraud schemes and the systemic safeguards designed to prevent misuse. Regulatory shifts, billing complexities, and clinical limitations will be addressed to provide a balanced perspective. Leave with actionable strategies to maximize the value of telehealth while minimizing risk in their workers’ compensation programs

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar " Backyards and Beyond: What Today's Underwriters Really See"
2026-03-11 10:00 - 11:00
From viral trampoline stunts to drone surveillance, underwriting looks a lot different today. This session explores how new and traditional data sources—social media, geospatial imagery, and AI—reveal insights into risk and behavior. Learn how lifestyle cues, home upgrades, and online content can impact liability decisions and claims outcomes. Examine the fine line between innovation and invasion as carriers balance efficiency, privacy, and fairness. Leave better equipped to advise clients, handle claims ethically, and build confidence in a data-driven marketplace.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "Autonomous Vehicles: Innovation, Liability and the Road Ahead"
2026-03-05 10:00 - 11:00
Autonomous vehicles (AV) are already on the road, changing how risks are understood, managed, and insured. Explore the five levels of autonomy, modern applications in personal and commercial use, and how liability is migrating from drivers to manufacturers, OEMs, and software developers. Examine regulatory updates, legal battles, and innovations in claims processes that leverage data, drones, and AI. Special focus will highlight the “chaotic middle” where AVs and human drivers coexist, creating new behavioral and psychological risks. Leave with a clearer view of insurance’s evolving role in this transformation.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "Stress, Savings and Stability: Reframing Life Insurance for Today's Families"
2026-03-04 10:00 - 11:00
Balancing the needs of both parents and children has become the new financial tightrope for millions. This course explores how life insurance can serve as a tool for stability amid mounting pressures of caregiving, rising costs, and delayed retirement. Examine why traditional coverage often falls short and learn how modern strategies such as hybrid life and long-term care products, living benefits, and policy laddering can bridge the gap. Through practical examples, gain insights into helping families create sustainable protection and peace of mind for generations to come

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "Risk, Recovery, and the Right Policy: Commercial Insurance Essentials"
2026-03-03 10:00 - 11:00
Commercial insurance policies are built on a framework that combines structure, coverage, and customization. Understand how property, liability, auto, workers compensation, professional, and cyber protections come together within a policy. Realize how business size and needs shape the use of BOPs, CPPs, and endorsements, and why structure plays such a critical role in managing exposures. Build skills to identify gaps, tailor policies to client needs, and understand how coverage design directly influences recovery after a loss.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "Closing the Gap: Parametric Insurance for a Volatile World"
2026-02-26 10:00 - 11:00
Gain a clear understanding of parametric insurance: how index triggers are defined, verified, and paid; how it complements indemnity policies; and how to communicate basis risk. Examine market drivers, policy anatomy, and regulatory considerations. Explore real applications including NYC pilots, ag, microinsurance, travel delay, cyber outages, and renewable energy. Understand the role of satellites, sensors, and third-party data, practical payout formulas, and strategies to reduce mismatch risk, with examples across municipalities, SMEs, and global programs.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

The Institute's Webinar "The Privacy Paradox: Power and Peril of Client Data"
2026-02-25 10:00 - 11:00
Data is the new currency of the insurance industry, fueling innovation in underwriting, risk segmentation, and customer service. But with greater access to client information comes greater responsibility — and potential exposure. This webinar examines the delicate balance between personalization and privacy, uncovering the myths of consent, the dangers of over-collection, and the reputational risks of misuse. You will leave with practical tools to minimize risk, safeguard sensitive information, and build stronger client trust in an increasingly data-driven environment.

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

NO Hidden Fees

Free Friday Ethics Webinar
2026-02-20 10:00 - 11:00, 2026-01-16 10:00 - 11:00
“The Character Clause: Ethics, Sports, and the Business of Winning Right” This engaging and thought-provoking ethics course challenges insurance professionals to consider the connection between character, performance, and leadership. Using analogies from college athletics and examples from real-world business, participants will examine how pressure and culture influence ethical decision-making and personal leadership. Through personal reflection, worksheet activities, and the creation of their personal Character Clause, learners will leave equipped to act with integrity, even when the stakes are high.

Instructor: Sara Bradshaw Ray, CIC

CE: 1 Ethics credit

The Institute's Webinar "Annuities in Focus: Abuse, Accountability, and Advancement"
2026-02-19 10:00 - 11:00
Annuities sit at the center of some of the most controversial moments in insurance and financial services. Explores how questionable sales practices, aggressive marketing, product complexity, and regulatory action shaped today’s suitability and best interest framework. Study the abuses that harmed clients, the conflicts that eroded public confidence, and the reforms designed to correct them. Real-world examples reveal how ethical professionals can apply these lessons to improve recommendations, strengthen communication, and operate with greater accountability.

NO Hidden Fees

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

The Institute's Webinar "Stress, Savings and Stability: Reframing Life Insurance for Today's Families"
2026-02-18 10:00 - 11:00
Balancing the needs of both parents and children has become the new financial tightrope for millions. This course explores how life insurance can serve as a tool for stability amid mounting pressures of caregiving, rising costs, and delayed retirement. Examine why traditional coverage often falls short and learn how modern strategies such as hybrid life and long-term care products, living benefits, and policy laddering can bridge the gap. Through practical examples, gain insights into helping families create sustainable protection and peace of mind for generations to come.

NO Hidden Fees

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

The Institute's Webinar "Silent Signals: How to Detect and Report Elder Exploitation"
2026-02-17 12:00 - 13:00
Silent exploitation can surface in small inconsistencies, sudden financial shifts, or unusual caregiver behavior. This three-hour webinar helps you identify these early warning signs and apply ethical, legal, and procedural frameworks to respond with confidence. Learn key state reporting requirements, how to apply FINRA and Senior Safe Act protections, how to navigate emotional client reactions, and how to collaborate with agencies and law enforcement. Real-world case lessons reinforce practical, defensible decision-making that protects both elders and the professionals serving them.

NO Hidden Fees

Standard Webinar Price: $79.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

The Institute's Webinar "Personalized or Problematic: Exploring the New Age of Insurance Pricing"
2026-02-12 12:00 - 14:00
Emerging data-driven technologies are revolutionizing how insurers assess and price risk. Explore how telematics, wearables, and AI-powered analytics are redefining risk pooling and raising complex ethical, regulatory, and social questions. Learn how personalization impacts fairness and accessibility, uncover strategies for maintaining transparency and trust, and review how insurers and regulators worldwide are adapting. From the “black box” problem to the call for algorithmic accountability, participants will examine where technology enhances value—and where it challenges the very principles of shared protection.

NO Hidden Fees

Standard Webinar Price: $64.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

The Institute's Webinar "Autonomous Vehicles: Innovation, Liability and the Road Ahead"
2026-02-12 10:00 - 11:00
Autonomous vehicles (AV) are already on the road, changing how risks are understood, managed, and insured. Explore the five levels of autonomy, modern applications in personal and commercial use, and how liability is migrating from drivers to manufacturers, OEMs, and software developers. Examine regulatory updates, legal battles, and innovations in claims processes that leverage data, drones, and AI. Special focus will highlight the “chaotic middle” where AVs and human drivers coexist, creating new behavioral and psychological risks. Leave with a clearer view of insurance’s evolving role in this transformation.

NO Hidden Fees

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

NO State Reporting Fees

BIGiOK Young Agents / National General - Community Service Project
2026-02-12 09:00 - 12:00 | Peppers Ranch, 3172 Peppers Ranch Drive, Guthrie, OK 73044, Guthrie, Oklahoma, 73044, United States
Join BIGiOK Young Agents and National General/Allstate for a meaningful community Service project at Pepper’s Ranch.

Spend the morning giving back while learning more about Pepper’s ranch and it’s incredible mission. The service project will include a guided tour of the property, along with hands-on opportunities to support the ranch and the families it serves.

National General/Allstate will be sponsoring the lunch following the service project, so please be sure to indicate on your registration if you plan to stay and join us for lunch.

More details on the specific activities will be shared soon.

The Institute's Webinar "Algorithms and Accountability: Ethics in the Age of AI"
2026-02-11 12:00 - 13:00
AI offers powerful tools for underwriting, claims, and fraud detection, but it also raises complex ethical challenges. Examine how bias, proxy discrimination, and opaque vendor models impact fairness and trust. Explore global regulatory updates, issues of consent, mental health scoring, surveillance practices, and the role of internal culture in driving accountability. Gain practical guidance on explainability, transparency, whistleblower protections, and the balance between innovation and responsibility.

NO Hidden Fees

Standard Webinar Price: $79.00

BIGiOK members get free, unlimited access to all The Institutes webinars!

Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career

NO State Reporting Fees

The Institute's Webinar "Virtual Care in Workers Comp Claims: Balancing Benefits, Boundaries, and Fraud Prevention"
2026-02-11 10:00 - 11:00
Telehealth is no longer a temporary solution—it’s become a core component of workers comp claims management. Understand how virtual care improves access, accelerates return-to-work outcomes, and reduces costs across industries from construction to healthcare. Review common fraud schemes and the systemic safeguards designed to prevent misuse. Regulatory shifts, billing complexities, and clinical limitations will be addressed to provide a balanced perspective. Leave with actionable strategies to maximize the value of telehealth while minimizing risk in their workers’ compensation programs.

NO Hidden Fees

Standard Webinar Price: $49.00

BIGiOK members get free, unlimited access to all The Institutes webinars!

Join us and take advantage of expert-led sessions designed to grow your knowledge and advance your career.

The Institutes Webinar – Annuities in Focus: Abuse, Accountability, and Advancement
2026-02-10 11:00 - 12:00
Annuities sit at the center of some of the most controversial moments in insurance and financial services. Explores how questionable sales practices, aggressive marketing, product complexity, and regulatory action shaped today’s suitability and best interest framework. Study the abuses that harmed clients, the conflicts that eroded public confidence, and the reforms designed to correct them. Real-world examples reveal how ethical professionals can apply these lessons to improve recommendations, strengthen communication, and operate with greater accountability.

NO Hidden Fees

Standard Webinar Price: $49.00

CEU Unlimited Subscriber Price: Included in your subscription.

*CEU Unlimited subscriber webinar discount will be reflected in the checkout process. No discount code or pre-paid agreement number required!

NO State Reporting Fees

Living Longer, Planning Smarter: Insurance Innovation for a 100-Year Life
2026-02-04 13:00 - 14:00
As people live longer, insurance professionals must rethink the balance of risk, retirement planning, and client expectations. Examine the growing influence of longevity risk on insurance and retirement products, highlighting both challenges and opportunities. Review product innovations, regulatory developments, and strategies for communicating with clients about extended lifespans. Global case studies, technology-driven tools, and ethical considerations provide a forward-looking perspective on the future of insurance. Walk away with a deeper understanding of how to adapt your approach to a century-long life horizon.

NO Hidden Fees

Standard Webinar Price: $64.00

CEU Unlimited Subscriber Price: Included in your subscription.

*CEU Unlimited subscriber webinar discount will be reflected in the checkout process. No discount code or pre-paid agreement number required!

NO State Reporting Fees

The Institute Webinar –The Privacy Paradox: Power and Peril of Client Data
2026-02-03 11:00 - 12:00
Data is the new currency of the insurance industry, fueling innovation in underwriting, risk segmentation, and customer service. But with greater access to client information comes greater responsibility — and potential exposure. This webinar examines the delicate balance between personalization and privacy, uncovering the myths of consent, the dangers of over-collection, and the reputational risks of misuse. You will leave with practical tools to minimize risk, safeguard sensitive information, and build stronger client trust in an increasingly data-driven environment.

NO Hidden Fees

Standard Webinar Price: $49.00

CEU Unlimited Subscriber Price: Included in your subscription.

*CEU Unlimited subscriber webinar discount will be reflected in the checkout process. No discount code or pre-paid agreement number required!

NO State Reporting Fees

The Institutes Introductory Webinar - "BIGiOK: Unlocking Your New Learning & CE Experience"
2026-01-22 13:00 - 14:00
FREE on Zoom.

BIGiOK is teaming up with our education collaborator, The Institutes, to kick off a new year of professional growth, starting with a live, introductory webinar you won’t want to miss.In this fast-paced, interactive session, you’ll get a clear look at how The Institutes’ education and designations help insurance professionals build expertise, grow confidence, and strengthen agencies.

What you’ll learn:

Who The Institutes are and how their education supports insurance professionals

An overview of available courses, programs, and professional development opportunities

The value and strengths The Institutes bring to agents and agencies

Practical takeaways you can apply immediately, no matter your role or career stage

Live + interactive: Ask questions, get answers, and learn directly from The Institutes’ team and BIGiOK.

The webinar will open with a brief introduction from Shania and Ali, followed by a featured presentation from Erin.Save your seat and join us live.

Register and access webinar

The Price of Progress: Medical Inflation and the Insurance Domino Effect
2026-01-20 10:00
Medical inflation is reshaping the insurance landscape, fueling higher claims costs and creating new challenges across multiple lines. Examine the system-wide cost drivers, including specialty drugs, diagnostic escalation, and facility fees, as well as the role of litigation, surprise billing, and AI-driven coding. Understand the ripple effects on claim severity, settlement values, and coverage adequacy. With practical examples and industry insights, you will discover how insurers and professionals are adapting through claims triage, utilization review, and client education to better manage today’s complex cost environment.

NO Hidden Fees

CEU Unlimited Subscriber Price: Included in your subscription.

*CEU Unlimited subscriber webinar discount will be reflected in the checkout process. No discount code or pre-paid agreement number required!

NO State Reporting Fees

Retention by Design: Customer-Centric Insurance in the Digital Era
2026-01-15 11:00
Technology is transforming insurance service delivery, but empathy still drives loyalty. Examines how to integrate digital tools such as AI chatbots, self-service portals, and CRM systems with genuine human connection to create a superior customer experience. Learn how to identify situations where personal interaction matters most, implement a balanced service framework, and prevent burnout in high-stakes roles. Uncover future trends, including ethical AI design and predictive analytics, that help insurance professionals anticipate client needs while meeting compliance standards and enhancing brand trust.

NO Hidden Fees

CEU Unlimited Subscriber Price: Included in your subscription.*CEU Unlimited subscriber webinar discount will be reflected in the checkout process.No discount code or pre-paid agreement number required!

NO State Reporting Fees

AI Fraud in Focus: Detecting and Defending Against Digital Deception in Insurance
2026-01-14 11:00
AI is enabling increasingly sophisticated insurance fraud schemes, from forged documents and synthetic identities to AI-enhanced phishing and video manipulation. Fraudsters are exploiting these tools to bypass controls, manipulate claims, and even compromise internal systems. Examine the latest AI-driven fraud tactics, high-risk areas within insurance, and the evolving regulatory and compliance landscape. Learn how to leverage advanced detection technologies, reinforce internal safeguards, and implement practical prevention strategies to reduce risk. Strengthen your ability to identify red flags and protect your organization from emerging AI threats.

Legal System Abuse: A Growing Threat to Claims and Coverage
2026-01-13 13:00 - 14:00
Legal system abuse is driving up defense costs, triggering nuclear verdicts, and creating major underwriting and compliance challenges. This webinar highlights the coordinated tactics behind inflated claims, third-party litigation funding, and predatory advertising. It also covers insurer strategies like Special Investigative Units (SIUs), litigation triage, and predictive underwriting tools used to manage these risks. You will review real-world examples, legal trends, and ethical gray zones to better recognize, respond to, and mitigate the impacts of legal abuse on the insurance landscape.

Free Friday Ethics Webinar
2025-12-19 11:00 - 12:00
“From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership” In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring longterm success. “From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership” is designed to equip insurance professionals with the tools and insights needed to navigate ethical dilemmas and lead with integrity. This course delves into the core of ethical behavior, distinguishing between legal compliance and moral actions. Participants will explore real-life scenarios specific to the insurance industry, identifying common challenges and learning practical strategies for making ethical decisions.

Instructor: Sara Bradshaw Ray, CIC

CE: 1 Ethics credit
